The threat of bankruptcy is a stressful thought, and when finances start to go wrong you can be bombarded with a maze of terminology and processes that can often be confusing and seem contradictory.

This is exactly the time that you should call upon independent expert advice at Philip Gill & Co. We have an outstanding reputation for providing timely advice for businesses and individuals across the UK .

If your debts have arisen from consumer borrowing, house repossession, non-payment of taxes, misfortune or simply over-spending we will need to asses your current assets and earnings positions before advising the best way forward. At this difficult time you can expect our sensitive approach to assist you with a way forward, and we can meet you either at your home or at our offices.

Our experience shows that there are many misunderstandings about the implications of bankruptcy and the various rights of bankrupts and connected parties. We are able to provide advice whether or not you are already bankrupt and if you are striving to avoid bankruptcy, we can advise on the best way forward.

It is not always necessary to follow a formal insolvency route to exit from your financial difficulties. Particularly where there are very few creditors involved, it may be possible to obtain written agreements and re-schedule debts or reach full and final settlement positions, perhaps using funds from family or third parties. We will explore such possibilities with you.

It is our ethos that a problem shared is a problem solved.

The key is to act before it is to late. For a free and without obligation meeting, please contact Philip Gill on: 028 9187 4555.